The Housing Preservation Loan Fund (HPLF) provides financing for the preservation of Hartford’s housing stock and the revitalization of its neighborhoods. The program is designed to help low-income and moderate-income households fix-up their properties, and support efforts to beautify and improve neighborhoods. The program is administered by the City’s Department of Development Services Housing and Property Management Division and funded by Community Development Block Grants from the federal government. The Housing Preservation Loan Fund provides home improvement loans with low-interest rates that may range from 0% to 6% depending upon each applicant’s income level. In order to qualify for an HPLF loan you must be income-eligible according to federal guidelines. (Loan amounts, rates, and terms are shown in the table below.)

Housing Preservation Loan Fund Program Parameters
 

Important Note: When a property contains two dwelling units at least one must be occupied by low/moderate-income households. If the structure contains more than two units at least 51% of units must be so occupied. Rent restrictions apply for low/moderate-income tenants.

Housing Preservation Loan Fund Frequently Asked Questions

For More Information Please Contact:
Brian Mathews, Housing Counselor
City of Hartford
Department of Development Services
Housing and Property Management Division
250 Constitution Plaza
Hartford, CT 06103
860-757-9031